Anyone who likes to travel knows that it is sometimes quite difficult to travel on a budget. For the most part we focus on the main expense of a trip but not all the other expenses that quickly add up. If you like to travel and want to save money as you continue to do [...]

Do you feel sick every time you open your monthly credit card statement?  Or do you lie awake worrying about how you’re going to pay the minimum monthly payment on your credit card this month?  If so, you may be addicted to credit cards. Credit cards are very easy to use and it can be [...]

A credit card can be very handy when you’re overseas or if you want to buy something online from a foreign website.  However, you do need to watch out for foreign transaction fees. Whenever you purchase an item in another country, your credit card provider will charge you a foreign transaction fee to cover their [...]

If you don’t qualify for an unsecured credit card because you’re only starting out, you’ve got a bad credit history or you’ve been bankrupt in the past, you may be wondering how you can build up your credit history when you can’t get approved for a regular credit card.  Well there’s one way around this [...]

If you’re struggling to pay off your credit card debt and you’ve exhausted all other options such as balance transfer cards and personal loans, then entering into a bank agreement to pay off your credit card may be one step before bankruptcy. A bank agreement is when you enter into a repayment agreement with the [...]

A credit card can be a great financial tool for all ages, not just for the young.  In fact, a lot of older people including seniors own credit cards, partly because they’ve had them for years.  Some older people may still remember the first credit cards that came into the Australian marketplace, such as Bankcard. [...]